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How to cut your energy bill

The energy price cap rose to £1,723 a year for a typical household on 1 October 2026 — its highest level in three years. The government has removed VAT from electricity bills, saving roughly £45 a year until the end of March, but most households still need to act. Here's what actually moves the needle.

Last updated: October 2026

Check your tariff first

A Uswitch poll found 67% of households hadn't switched their energy tariff in the last year — and staying put is usually the most expensive option. Before you do anything else:

  • Find out whether you're on your supplier's standard variable tariff — it's usually the priciest.
  • If your fixed deal is ending, compare tariffs before it expires so you don't roll onto the standard rate.
  • Use a comparison site to check what's available; note the daily standing charge as well as the unit rate.

Cut what you use

Heating is the biggest slice of most energy bills. Small changes add up over a winter:

  • Turn the thermostat down by one degree — you likely won't notice, but your bill will.
  • Use thermostatic radiator valves to heat only the rooms you're using.
  • Draught-proof doors and windows; most of it is cheap DIY.
  • Wash clothes at 30 degrees and wait for full loads.
  • Switch off standby on TVs and consoles, and don't leave phone chargers plugged in.
  • Only boil the water you need in the kettle.

If you're struggling to pay

  • Talk to your supplier early — they must offer you an affordable payment plan if you're falling behind.
  • Ask about hardship funds and any grants your supplier runs.
  • Check whether you qualify for the Warm Home Discount or other government support schemes.
  • Your local council may run emergency support for energy costs — it's always worth asking.

Frequently asked questions

Does switching energy supplier still save money?

It can, especially if you're on a standard variable tariff. Even when fixed deals aren't much cheaper than the cap, switching to a better tariff or a supplier with lower standing charges can cut your annual cost.

What is the energy price cap?

It's the maximum amount suppliers can charge per unit of energy and as a daily standing charge on default tariffs. It doesn't cap your total bill — use less and you pay less, whatever the cap is.

Should I get a smart meter?

A smart meter shows what you're using in near real time, which makes it easier to spot waste. Installation is free from your supplier, and it ends estimated bills.

What if I can't afford my energy bill?

Contact your supplier straight away — they have a duty to help, including payment plans and emergency credit. Don't just stop paying, as that leads to debt and extra charges.

Keep reading

Related: the same switching habit saves money on broadband too.

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