Will it remind me about contract renewals, not just due dates?

Yes — that's the point. Broadband, energy, insurance and TV contracts auto-renew onto higher prices if you do nothing. You get a reminder before the contract ends so you can switch or haggle while you're still free.

Can I track council tax paid over 10 months?

Yes. Many councils offer the 10-month payment plan (April to January). UK Bill Tracker models that schedule properly, so your monthly budget reflects what you actually pay.

Is There a Free Bill Tracker App for the UK?

Q: Is UK Bill Tracker really free?

Yes — the core app is free with no card required. You add your bills, get reminders before due dates and renewals, and track budgets and spending. It earns money through optional affiliate links when you compare deals, never through charging you.

Q: Do I need to connect my bank account?

No. UK Bill Tracker doesn't touch your bank — you add bills manually, so nothing can read your transactions or move your money. Manual entry takes a minute per bill and keeps your banking credentials out of it entirely.

Yes. If you've searched for a free bill tracker app, a free way to track your bills, or the best app to track bills, here's what to look for — and a genuinely free UK option that doesn't ask for your card.

What a good bill tracker app actually does

Keeps every bill's amount, due date and frequency in one place — no more digging through inboxes.
Reminds you before money leaves your account, not after a late fee lands.
Warns you before contracts renew, so price rises don't catch you on autopilot.
Shows where the money goes each month, by category, so budgets are based on reality.

What to check before trusting a 'free' app

No card required upfront — if it demands payment details for a 'free' plan, be suspicious.
UK-focused: council tax, TV licence and the energy price cap aren't things US apps understand.
Manual entry or bank connection — your choice. Connecting your bank is convenient; manual entry keeps your credentials private.
Clear business model — free forever needs to make sense. Affiliate links for deal comparisons are fine; selling your data is not.

A free option that works today

UK Bill Tracker is free with no card required: add your bills, get email reminders before due dates and renewals, track ten-payment council tax schedules, set category budgets, and see how much you've saved by switching. It takes a couple of minutes to set up — and the first renewal reminder usually pays for the effort many times over.

Create your free account

Frequently asked questions

Is UK Bill Tracker really free?

Yes — no card required. It earns money through optional affiliate links when you compare deals.

Do I need to connect my bank account?

No. Bills are added manually, so your banking credentials stay private.

Is there a free bill tracker app for the UK?